What's "useful" is kind of subjective....
There's a lot to be said for non-tangible skills.
It's not really that hard to learn all the necessary financial skills. Don't buy stuff you can't afford -- good motto to go buy. You're pretty much fine if you do that.
Do you really want the government instructing you how to run your life?
People get into credit trouble because they take ridiculous loans and buy things like new cars, houses, etc, instead of taking reasonable, more affordable options. That's kind of common sense.
School is for scholarly pursuits (ideally).
High school is, more or less, college prep. Having the know how to manage a stock portfolio when you're 16 is not going to help you for college, and you shouldn't have a stock portfolio when you're that young.
Bad schools are bad all-around, so if you get poor instruction in history and mathematics, you'd likely get poor instruction in financial matters.
Better to learn from someone in the real world who's done it right.
High school teachers usually don't have much real world experience. 4 years of an easy education degree, some student teaching, and bam.
Life skills are better learned in life.
I'm a fan of smaller government...
My learning philosophy: You should learn things, not be taught things.
If people want to learn, they'll find a way to learn (and there is a way to learn). If they don't want to learn, they won't learn, even if you shove an economics textbook covered in sulfuric acid and flaming napalm down their throat.
With the grammar you used in your first post Skin, you deserve to be failing English
yes, fundamentals. learn how to learn. but can't I learn something important while I spend 4 years in a social gutter?
There are also people that don't understand that misuse of credit cards is IDENTICAL to RENTING MONEY because nobody ever taught them that.